Does my credit score matter

Is your credit score terrible? Maybe it’s just questionable? Maybe you have no credit… Maybe you just don’t know. Although credit score can make a difference in what rates and terms might be available to you in some mortgage programs, there are hundreds of home loans which are not credit score driven. Let our team of qualified professionals take a look at your situation to find out how we can get you on the road to home ownership.

We aim to be your consultants for life. If you don’t qualify for a home loan right now, we continue to work with you to get you there. Credit repair is a simple process. We can help you create a plan that works for you. You just need to stick to it… one step at a time… until it’s done. We’ll be there to hold your hand all the way through.

Help for first time buyers

Most first time home buyers begin by calling on the beautiful home they saw when they were driving to… With today’s rates, most first time home buyers can afford more home than they think. Getting educated prior to actually looking for a home is the best way to begin your exciting new venture into home ownership.

Let us simplify the whole process, take a look at your specific situation, and help you confidently decide just how much home you are comfortable with monthly! We will also explain the costs involved throughout the home buying process at the beginning so you are prepared. Yes, there are 0% down home loans, and there are also ways to get help with the costs too! Knowing how, prior to writing an offer, is the key!

Give us a call today, or simply fill out the “Apply Now” short form on the left of this page to get started!

Super Simple Finance

Busy people, Busy lifestyles… just more important things to do than drive to the mortgage office… Introducing the Super Simple Refinance. Application by phone, documents by email or fax... the easiest and fastest way to refinance, when it’s time! Most of our super simple refinances close within 10 days! And with the super simple refi, just like the name says… No Costs!

Give us a call today, or simply fill out the “apply now” short form on the left of this page to get started!

Investor/Rehabilitation Loans

Thinking about investing in real estate? We have hundreds of programs available, tailored to fit your needs. From single family, to 120 unit apartment complexes and beyond, we offer the right loan for whatever size investment you are planning.

Bank owned, HUD homes, Handyman specials… In today’s market, some of the best prices in years are out there waiting for you! These properties allow the individual to be able to buy at a discount, and rehabilitate the property in the style and manner of their choosing. We offer Rehab loans, including the FHA-203k loan. Allowing you to purchase the home, and roll the repairs and rehabilitation into the initial mortgage! No need to refinance, no need to take out a second mortgage or a home equity line of credit at a higher rate!

Give us a call today, or simply fill out the “Apply Now” short form on the left side of this page to get started.

Your Mortgage Consultants for Life Buying or refinancing a home is one of the biggest decisions that we make! From Appraisal to Closing, our team of seasoned professional will be with you every step of the way! With our “RATE-MINDER™” service, we monitor your current rate and terms for years to come! Always making sure you continue to be in the best product available.